Eleven Employees Of Appalachian Community Federal Credit Union Have Been Laid Off Just A Week After The Death Of Their Former Chief Executive Officer. The Credit Union Still Employs 73 People. Interim CEO Kelly Smith Released A Statement Saying The Organization Began Planning Changes Late Last Year To Realign With Core Credit Union Activities And To Reach Staffing Levels In Line With Peer Credit Unions Both Regionally And Nationally. Smith Said The Credit Union Remains A Stable And Strong Financial Institution.