Good News For Johnson City Drivers. They Pay The Least For Car Insurance Premiums In The State. Each Year, Researchers At The Zebra, An Online Car Insurance Comparison Marketplace, Explores How Car Insurance Prices Compare Nationwide. For 2017, Drivers Living In Johnson City Paid 11-Hundred And 11 Dollars Annually In Car Insurance Premiums, While Drivers Living In Mooresburg Paid On Average, The Most Annually For Car Insurance At 12-Hundred And 1-Dollars.