THE NATIONAL BAILOUT COULD BE EXPERIENCED BY A LOCAL LENDING INSTITUTION IN OUR AREA. ACCORDING TO DOW JONES NEWS WIRES, FIRST HORIZON NATIONAL CORPORATION WHICH IS THE PARENT COMPANY OF FIRST TENNESSEE BANK MIGHT SEE ABOUT 866 MILLION DOLLARS OF THE FEDERAL GOVERNMENT’S 700 BILLION DOLLAR RESCUE PACKAGE. THIS IS EXPECTED TO INCREASE THE BANK’S TIER-ONE CAPITAL RATIO FROM 10.9 TO 14.1 PERCENT.